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IIC Principles and Practice of Insurance : C11
- Exam Code: C11
- Exam Name: Principles and Practice of Insurance
- Updated: Oct 14, 2026 Q&As: 103 Questions and Answers
- Q & A: 103 Questions and Answers
About IIC Principles and Practice of Insurance : C11 Exam
Three versions exist because three kinds of learners exist. Paper studiers, simulation lovers, browser practitioners — the DumpsTests C11 package serves each with identical 103 practice questions.
IIC C11 Exam Overview:
| Certification Vendor: | Insurance Institute of Canada (IIC) |
|---|---|
| Exam Name: | Principles and Practice of Insurance |
| Exam Number: | C11 |
| Real Exam Qty: | 50-60 questions |
| Available Languages: | French, English |
| Certificate Validity Period: | N/A - This is a course/exam, not a certification |
| Exam Duration: | 120 minutes |
| Exam Format: | Case Studies, Multiple Choice |
| Exam Price: | CAD $475 (approximate) |
| Passing Score: | 65% (typical) |
| Related Certifications: | CIP (Chartered Insurance Professional) Associate in Insurance (A.I.) |
| Sample Questions: |  |
| Exam Way: | Online proctored exam / Paper-based at designated test centers |
| Pre Condition: | Recommended: Complete C12 (Essential Skills for Insurance Professionals) as a prerequisite or co-requisite |
| Official Syllabus URL: | https://www.insuranceinstitute.ca/certifications-and-designations/cip-curriculum/c11 |
IIC C11 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Automobile Insurance | 15-20% | - Commercial Automobile Coverage - Mandatory Coverage Requirements - Personal Automobile Coverage |
| Topic 2: Liability Insurance | 15-20% | - Professional Liability - General Liability Concepts - Commercial General Liability (CGL) |
| Topic 3: Insurance Operations and Contracts | 20-25% | - Fundamental Principles of Insurance - Policy Structure and Interpretation - Insurance Contract Basics - Underwriting Process |
| Topic 4: Insurance Industry Overview | 10-15% | - Claims Handling - Insurance Market Structure - Regulation and Legislation |
| Topic 5: Risk and Insurance | 15-20% | - Risk Management Process - Insurable Risk - Risk Identification and Measurement - Nature of Risk |
| Topic 6: Property Insurance | 15-20% | - Policy Conditions and Exclusions - Valuation and Coinsurance - Property Coverage Forms |
C11 Exam FAQ: Practical, Current, Expert-Built
Recommended: Complete C12 (Essential Skills for Insurance Professionals) as a prerequisite or co-requisite Since requirements change over time, confirm the latest on the official IIC exam page before scheduling.
Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows with customizable simulation and timed modes that works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. All 103 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
The C11 exam is a IIC certification exam validating the IIC Principles and Practice of Insurance syllabus shown above. It belongs to these credential paths: CIP (Chartered Insurance Professional), Associate in Insurance (A.I.). Candidates in 2026 start with DumpsTests's 103 practice questions, available as a printable PDF, a Windows Desktop Test Engine, and an Online Test Engine — three versions of the same materials.
IIC recommends these training resources for the IIC Principles and Practice of Insurance exam:
Follow the training with steady self-testing — the 103 practice questions from DumpsTests help you apply theory and fill any gaps the training leaves.
The official IIC Principles and Practice of Insurance outline defines 6 domains. The leading three are Liability Insurance (15-20%), Insurance Industry Overview (10-15%), and Property Insurance (15-20%). The full list is in the topics section above, and DumpsTests's 103 practice questions cover each one.
The IIC Principles and Practice of Insurance exam contains 50-60 questions to complete within 120 minutes. Timed simulation in the DumpsTests Desktop Test Engine teaches that rhythm before exam day does.
The IIC Principles and Practice of Insurance exam requires 65% (typical) to pass, and registration costs CAD $475 (approximate). A failed attempt means paying the same fee again — a readiness check with the DumpsTests engines before booking is the cheaper option.
DumpsTests issues a full refund if you take the IIC Principles and Practice of Insurance exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.
Online proctored exam / Paper-based at designated test centers Register for the IIC Principles and Practice of Insurance exam through these official channels:
After booking, DumpsTests delivers your practice questions within 1 minute — preparation starts the same day.
IIC Principles and Practice of Insurance Sample Questions:
Question #1
A company suffers a $100,000 property loss at its commercial location. If Insurer X and Insurer Y have policies subject to the same terms and conditions, and there is no deductible, what will each insurer pay based on the information below?
Insurer X insured amount: $400,000
Insurer Y insured amount: $100,000
- A. Insurer X pays $50,000; Insurer Y pays $50,000
- B. Insurer X pays $80,000; Insurer Y pays $20,000
- C. Insurer X pays $0; Insurer Y pays $100,000
- D. Insurer X pays $100,000; Insurer Y pays $0
Correct Answer: B 🗳️
Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).
Question #2
What should an insurer do if it wishes to have additional terms incorporated in an interim cover?
- A. Set the terms down in writing
- B. Rely on Statutory Conditions / General Conditions
- C. Verbally declare its intent to the intermediary
- D. Avoid releasing an interim cover prior to policy inception
Correct Answer: A 🗳️
Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).
Question #3
What type of wording is written on a custom basis for a specific situation?
- A. Treaty
- B. Chattel
- C. Manuscript
- D. Standard
Correct Answer: C 🗳️
Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).
Question #4
What is the effect of perils and hazards on insurance rates for the underwriter?
- A. An underwriter may use a higher rate if a hazard increases the likelihood of a loss by an insured peril
- B. The rate is determined by the law of large numbers for the hazards listed on the policy
- C. The rate is calculated by multiplying the premium by the amount insured for each peril
- D. An underwriter may increase the rate if the insured event is likely to increase the hazard
Correct Answer: A 🗳️
Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).
Question #5
What is his responsibility?
- A. Advise an underwriter the policy requires a premium increase at renewal
- B. Verify the independent adjuster's report has no errors
- C. Advise the insured the policy covers the loss, if he confirms it
- D. Record preliminary information and ask further details
Correct Answer: D 🗳️
Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).
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