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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. The change of beneficiary provision states that the insured has the right to change the beneficiary unless the beneficiary is

A) power of attorney.
B) deceased.
C) irrevocable.
D) uninsurable.

2. Which life insurance rider is designed to permit young individuals to be able to purchase additional insurance as they grow older, regardless of insurability?

A) Guaranteed insurability rider.
B) Cost of living rider.
C) Multiple indemnity rider.
D) Impairment rider.

3. Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

A) Disability income
B) Guaranteed insurability
C) Guaranteed renewability
D) Cost of living

4. To be eligible for a small group health insurance plan, a company may NOT have more than how many employees?

A) 40
B) 10
C) 2
D) 50

5. Accidental death covers death from

A) drowning.
B) self-inflicted wounds.
C) infections.
D) terminal illness.

Solutions: