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NEW QUESTION # 15
The intent of assigning a risk ranking to vulnerabilities is to?
- A. Ensure all vulnerabilities are addressed within 30 days
- B. Ensure that critical security patches are installed at least quarterly
- C. Replace the need toquarterly ASV scans
- D. Prioritize the highest risk items so they can be addressed more quickly
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, the intent of assigning a risk ranking to vulnerabilities is to prioritize the highest risk items so they can be addressed more quickly, rather than ensuring all vulnerabilities are addressed within 30 days or replacing the need to quarterly ASV scans or ensuring that critical security patches are installed at least quarterly. This is one of the requirements for ensuring that vulnerabilities are identified and mitigated as soon as possible.
NEW QUESTION # 16
Which of the following can be sampled for testing during a PCI DSS assessment?
- A. PCI DSS requirements and testing procedures.
- B. Business facilities and system components
- C. Compensating controls
- D. Security policies and procedures
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, business facilities and system components can be sampled for testing during a PCI DSS assessment, as long as they are not critical components or components that are not in scope for testing. This is one of the requirements for ensuring that testing covers all relevant components and processes.
NEW QUESTION # 17
A retail merchant has a server room containing systems that store encrypted PAN data. The merchant has implemented a badge access-control system that identities who entered and exited the room onwhat date and at what time There are no video cameras located in the server room Based on this information, which statement is true regarding PCI DSS physical security requirements?
- A. The merchant must install video cameras in addition to the existing access-control system
- B. The badge access-control system must be protected from tampering or disabling
- C. The merchant must install motion-sensing alarms in addition to the existing access-control system
- D. Data from the access-control system must be securely deleted on a monthly basis
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, based on this information, which statement is true regarding PCI DSS physical security requirements? The merchant must install video cameras in addition to the existing access-control system, because there are no video cameras located in the server room and based on this information, which statement is true regarding PCI DSS physical security requirements? The merchant must install motion-sensing alarms in addition to the existing access-control system, because there are no video cameras located in the server room and based on this information, which statement is true regarding PCI DSS physical security requirements? The merchant must install video cameras in addition to the existing access-control system, because there are no video cameras located in the server room and based on this information, which statement is true regarding PCI DSS physical security requirements? The merchant must install motion-sensing alarms in addition to the existing access-control system, because there are no video cameras located in the server room and based on this information, which statement is true regarding PCI DSS physical security requirements? The merchant must install video cameras in addition to the existing access-control system, because there are no video cameras located in
NEW QUESTION # 18
An entity accepts e-commerce payment card transactions and stores account data in a database The database server and the web server are both accessible from the Internet The database server and the web server are on separate physical servers. What is required for the entity to meet PCI DSS requirements7
- A. The database server should be moved to a separate segment from the web server to allow for more concurrent connections
- B. The web server and the database server should be installed on the same physical server
- C. The web server should be moved into the internal network
- D. The database server should be relocated so that it is not accessible from untrusted networks
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, the database server should be relocated so that it is not accessible from untrusted networks. This is one of the requirements for protecting cardholder data in transit and at rest.
NEW QUESTION # 19
Which of the following is an example of multi-factor authentication?
- A. A user password and a PIN-activated smart card
- B. A user passphrase and an application level password.
- C. A user fingerprint and a user thumbprint
- D. A token that must be presented twice during the login process
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, a user password and a PIN-activated smart card is an example of multi-factor authentication. This is one of the requirements for preventing unauthorized access to cardholder data using digital certificates.
NEW QUESTION # 20
A network firewall has been configured with the latest vendor security patches What additional configuration is needed to harden the firewall?
- A. Disable any firewall functions that are not needed in production
- B. Configure the firewall to permit all traffic until additional rules are defined
- C. Remove the default 'Firewall Administrator account and create a shared account for firewall administrators to use.
- D. Synchronize the firewall rules with the other firewalls m the environment
Answer: D
Explanation:
Explanation
According to requirement 3.1.2, a network firewall should be configured to permit only traffic that is necessary for its operation and security, which means it should not allow any traffic until additional rules are defined. This is one of the requirements for ensuring that network firewalls are not exposed to unnecessary or unwanted traffic.
NEW QUESTION # 21
Which statement is true regarding the presence of both hashed and truncated versions ofthe same PAN in an environment?
- A. Controls are needed to prevent the original PAN being exposed by the hashed and truncated versions
- B. The hashed and truncated versions must be correlated so the source PAN can be identified
- C. Hashed and truncated versions of a PAN must not exist in same environment
- D. The hashed version of the PAN must also be truncated per PCI OSS requirements for strong cryptography.
Answer: C
Explanation:
Explanation
According to requirement 4, when a cryptographic key is retired and replaced with a new key, the hashed and truncated versions of the same PAN must not exist in the same environment, which means they should not be stored or transmitted together. This is one of the requirements for ensuring that PAN is protected from unauthorized access or interception.
NEW QUESTION # 22
What must the assessor verify when testing that PAN is protected whenever it is sent over the Internet?
- A. The PAN is encrypted with strong cryptography
- B. The security protocol is configured to support earlier versions
- C. The security protocol is configured to accept all digital certificates
- D. The PAN is securely deleted once the transmission has been sent
Answer: A
Explanation:
Explanation
when PAN is sent over the Internet, PAN must be encrypted with strong cryptography, which means it should use encryption techniques such as WEP, WPA, WPA2, or TLS/SSL to prevent unauthorized access or interception. This is one of the requirements for ensuring that PAN is protected from unauthorized access or interception.
NEW QUESTION # 23
An organization wishes to implement multi-factor authentication for remote access, using the user's individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?
- A. A different certificate is assigned to each individual user account, and certificates are not shared
- B. Change control processes are in place to ensue certificates are changed every 90 days
- C. Certificates are assigned only to administrative groups and not to regular users
- D. Certificates are logged so they can be retrieved when the employee leaves the company
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, a different certificate is assigned to each individual user account, and certificates are not shared. This is one of the requirements for preventing unauthorized access to cardholder data using digital certificates.
NEW QUESTION # 24
What should the assessor verify when testing that cardholder data is protected whenever it is sent over open public networks?
- A. The security protocol is configured to accept all digital certificates
- B. The security protocol accepts only trusted keys
- C. A proprietary security protocol is used
- D. The security protocol accepts connections from systems with lower encryption strength than required by the protocol
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, the security protocol accepts only trusted keys.
This is one of the requirements for ensuring secure encryption and authentication.
NEW QUESTION # 25
A "Partial Assessment is a new assessment result What is a 'Partial Assessment'?
- A. A term used by payment brands and acquirers to describe entities that have multiple payment channels with each channel having its own assessment
- B. An interim result before the final ROC has been completed
- C. A ROC that has been completed after using an SAQ to determine which requirements should be tested.
As per FAQ 1331. (As long as the entity meets the SAQs eligibility criteria) - D. An assessment with at least one requirement marked as Not Tested*
Answer: D
Explanation:
Explanation
According to requirement 3.1.2, an assessment with at least one requirement marked as Not Tested is considered a partial assessment, which means it does not meet all the requirements and controls defined in Appendix E of the PCI DSS v3.2.1 Quick Reference Guide1. This is one of the requirements for ensuring that assessments are conducted in accordance with PCI DSS.
NEW QUESTION # 26
Which of the following is required to be included in an incident response plan?
- A. Procedures for notifying PCI SSC of the security incident
- B. Procedures forlaunching a reverse-attack on the individual(s) responsible for the security incident
- C. Procedures for responding to the detection of unauthorized wireless access points
- D. Procedures for securely deleting incident response records immediately upon resolution of the incident
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, procedures for securely deleting incident response records immediately upon resolution of the incident must be included in an incident response plan. This is one of the requirements for ensuring that incident response records are not retained indefinitely
NEW QUESTION # 27
Which statement is true regarding the use of intrusion detection techniques, such as intrusion detection systems and/or intrusion protection systems (IDS'IPS)?
- A. Intrusion detection techniques are required on all system components
- B. Intrusion detection techniques are required to alert personnel of suspected compromises
- C. Intrusion detection techniques are required to isolate systems in the cardholder data environment from all other systems
- D. Intrusion detection techniques are required to identify all instances of cardholder data
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, intrusion detection techniques are required to alert personnel of suspected compromises that could compromise cardholder data or payment processing systems.
This is one of the requirements for identifying and mitigating vulnerabilities that could compromise cardholder data.
NEW QUESTION # 28
Security policies and operational procedures should be?
- A. Encrypted with strong cryptography
- B. Stored securely so that only management has access
- C. Reviewed and updated at least quarterly
- D. Distributed to and understood by all affected parties
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, security policies and operational procedures should be distributed to and understood by all affected parties, such as management, staff, contractors, vendors, and service providers. This is one of the requirements for ensuring that security policies and operational procedures are communicated and followed consistently.
NEW QUESTION # 29
Which of the following is a requirement for multi-tenant service providers?
- A. Provide customers with access to the hosting provider s system configuration files.
- B. Ensure that customers cannot access another entity s cardholder data environment
- C. Provide customers with a shared user ID for access to critical system binaries
- D. Ensure that a customer's log files are available to all hosted entities
Answer: B
Explanation:
Explanation
According to requirement 3.1.2, multi-tenant service providers must ensure that customers cannot access another entity's cardholder data environment, which means they should isolate each customer's cardholder data from other customers' cardholder data and prevent unauthorized access or disclosure. This is one of the requirements for ensuring that multi-tenant service providers protect each customer's cardholder data.
NEW QUESTION # 30
In the ROC Repotting Template, which of the following is the best approach for a response where the requirement was in Place''?
- A. Details of how the assessor observed the entity s systems were compliant with the requirement
- B. Details of the entity s reason for not implementing the requirement
- C. Details of how the assessor observed the entity s systems were not compliant with the requirement
- D. Details of the entity s project plan for implementing the requirement
Answer: A
Explanation:
Explanation
when a cryptographic key is retired and replaced with a new key, the assessor will verify that the assessor observed the entity's systems were compliant with the requirement, which means they should have implemented compensating controls to address any weaknesses or gaps in the customized control. This is one of the requirements for ensuring that an entity can use both approaches when appropriate.
NEW QUESTION # 31
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