Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 20, 2026   Q&As: 67 Questions and Answers
  • Q & A: 67 Questions and Answers

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About Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent Exam

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
SectionWeightObjectives
Topic 1: General Insurance Concepts3%
Topic 2: Insurance Regulation12%- State regulation
  • 1. Commissioner's general duties and powers
    - Unfair trade practices
    • 1. Unfair discrimination
      • 2. Twisting
        • 3. False advertising
          • 4. Misrepresentation
            • 5. Boycott, coercion or intimidation
              • 6. Rebates and inducements
                • 7. Defamation
                  - Title insurance law requirements
                  • 1. Examination of title required
                    - Federal regulation
                    • 1. Fair Credit Reporting Act
                      • 2. Fraud and false statements (18 USC 1033/1034)
                        - Licensing
                        • 1. Renewal
                          • 2. Expiration
                            • 3. Assumed names
                              • 4. Appointment procedures
                                • 5. Continuing education
                                  • 6. Reporting of actions
                                    • 7. Cease and desist orders
                                      • 8. Licensing process
                                        • 9. Revocation, suspension, nonrenewal or denial of license
                                          • 10. Title producer additional requirements
                                            • 11. Address change
                                              • 12. Persons to be licensed
                                                • 13. Disciplinary actions
                                                  • 14. General requirements
                                                    • 15. Maintenance and duration
                                                      - Company regulation
                                                      • 1. Rates regulation
                                                        • 2. Solvency requirements
                                                          • 3. Unfair claims settlement practices
                                                            - Producer regulation
                                                            • 1. Unfair inducements and marketing practices
                                                              • 2. Charges for extra services
                                                                • 3. Record keeping
                                                                  • 4. Prohibited acts
                                                                    Topic 3: Title Insurance Principles- Insurable interests
                                                                    • 1. Life estate
                                                                      • 2. Easements
                                                                        • 3. Fee simple estate
                                                                          • 4. Leasehold estate
                                                                            - Title search techniques
                                                                            • 1. Hard copy index
                                                                              • 2. Chain sheet
                                                                                • 3. Computer index
                                                                                  - Policy structure
                                                                                  • 1. Schedule B exceptions
                                                                                    • 2. Insuring provisions
                                                                                      • 3. Exclusions
                                                                                        • 4. Endorsements
                                                                                          • 5. Conditions and stipulations
                                                                                            • 6. Schedule A
                                                                                              - Risks covered by title insurance
                                                                                              • 1. Hidden off-record risks
                                                                                                • 2. Errors in public records
                                                                                                  • 3. Errors by producer
                                                                                                    - Title insurance policies
                                                                                                    • 1. Enhanced policies
                                                                                                      • 2. Loan policy
                                                                                                        • 3. Owner's policy
                                                                                                          • 4. Leasehold policy
                                                                                                            • 5. Commitments
                                                                                                              Topic 4: Title Exceptions and Procedures for Clearing Title21%- General exceptions
                                                                                                              - Liens and encumbrances
                                                                                                              • 1. Involuntary liens
                                                                                                                • 2. Taxes and assessments
                                                                                                                  • 3. Federal liens
                                                                                                                    • 4. Judgments
                                                                                                                      • 5. Voluntary liens
                                                                                                                        - Property-related issues
                                                                                                                        • 1. Surveys
                                                                                                                          • 2. Water rights
                                                                                                                            • 3. Attachments
                                                                                                                              • 4. Mineral rights
                                                                                                                                • 5. Equitable interests
                                                                                                                                  • 6. Condominiums
                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

                                                                                                                                    A) deed in trust
                                                                                                                                    B) general warranty deed
                                                                                                                                    C) quitclaim deed
                                                                                                                                    D) trustee's deed


                                                                                                                                    2. Which of the following is considered a voluntary lien?

                                                                                                                                    A) Real estate tax lien.
                                                                                                                                    B) Mortgage lien.
                                                                                                                                    C) Construction lien.
                                                                                                                                    D) State tax lien.


                                                                                                                                    3. Which of the following is considered an involuntary lien?

                                                                                                                                    A) a life estate reservation
                                                                                                                                    B) deed restriction
                                                                                                                                    C) HELOC loan
                                                                                                                                    D) federal tax lien


                                                                                                                                    4. A chain of title is best described as

                                                                                                                                    A) a series of conveyances of public record.
                                                                                                                                    B) an opinion of title provided by an attorney.
                                                                                                                                    C) an historical record of liens on the property.
                                                                                                                                    D) a grantor/grantee index.


                                                                                                                                    5. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

                                                                                                                                    A) The signatures on the document must be acknowledged.
                                                                                                                                    B) The executed title insurance policy must be sent to the state insurance department.
                                                                                                                                    C) The stamp of the notary must be clear and legible and nothing may be written over it.
                                                                                                                                    D) The addresses of grantees must be provided on a special form appended to the document.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: B
                                                                                                                                    Question # 2
                                                                                                                                    Answer: B
                                                                                                                                    Question # 3
                                                                                                                                    Answer: D
                                                                                                                                    Question # 4
                                                                                                                                    Answer: A
                                                                                                                                    Question # 5
                                                                                                                                    Answer: B

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