Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 : Accident-and-Health-or-Sickness-Producer

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Sep 13, 2026   Q&As: 92 Questions and Answers
  • Q & A: 92 Questions and Answers

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About Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 : Accident-and-Health-or-Sickness-Producer Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
SectionWeightObjectives
Topic 1: Social Insurance Programs8-12%- Social Security disability benefits
- Medicare Part A, B, C, D
- Medicaid programs
- CHIP (Children's Health Insurance Program)
Topic 2: Marketing Practices8-12%- Marketing regulations
- Producer responsibilities
- Prohibited practices
- Advertising guidelines
Topic 3: Policy Provisions and Clauses18-22%- Benefit periods
- Coverage terms and conditions
- Preexisting condition clauses
- Waiting periods
- Deductibles and copayments
- Exclusions and limitations
Topic 4: Maryland Insurance Laws and Regulations20-25%- Privacy and confidentiality requirements
- Unfair claim settlement practices
- Maryland Insurance Code
- Producer licensing requirements
- Violations and penalty provisions
- Consumer protection regulations
Topic 5: Field Underwriting and Application Process8-12%- Risk classification
- Application procedures
- Medical underwriting
- Agent responsibilities in enrollment
Topic 6: Types of Health Insurance Policies20-25%- Dental and vision insurance
- Long-term care insurance
- Medicare and Medicaid
- Disability income insurance
- Individual health insurance
- Group health insurance
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
Question #1

In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

  • A. Yes, because all company and agency records are public domain
  • B. No, because only an officer of the court can inspect these records
  • C. No, because of privacy considerations
  • D. Yes, because of the powers defined by state laws
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

  • A. A state-sponsored centennial celebration
  • B. A nuclear power plant
  • C. A drug smuggling operation
  • D. A skydiving exhibition
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

  • A. Applicant's family's consent
  • B. Report of a physical examination
  • C. Copy of the person's living will
  • D. Power of attorney
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #4

Which of the following is NOT a mandated benefit in Maryland?

  • A. Treatment of mental illness
  • B. Hearing aids for children
  • C. Weight reduction programs
  • D. Treatment of substance abuse
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).

Question #5

Which of the following is NOT a mandated benefit in Maryland?

  • A. Treatment of mental illness
  • B. Hearing aids for children
  • C. Weight reduction programs
  • D. Treatment of substance abuse
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for DumpsTests members. You can sign-up / login (it's free).

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