Insurance Licensing PA-Life-Accident-and-Health : Pennsylvania Life, Accident and Health Exam

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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. An insured added a cost of living rider to his life insurance policy to ensure his death benefit increases in accordance with

A) his salary.
B) the stock index.
C) the inflation index.
D) family growth.

2. Nearly every life insurer in the United States belongs to the

A) National Association of Insurance Commissioners.
B) Securities Exchange Commission.
C) Medical Information Bureau.
D) Centers for Medicare and Medicaid Services.

3. Which of the following is a contract that is usually sold by a terminally ill person to an entity that receives death benefits from the policy at the insured's death?

A) Legal
B) Physical
C) Pure
D) Soeculative

4. Which term describes an insurer operating in the state in which it is incorporated?

A) participating
B) domestic
C) foreign
D) resident

5. An insured submits a $300 claim for medical expenses. The insurer notes that the insured has a past due premium of $100, and as a result, the insurer only pays $200. * Which of the following General Policy Provisions covers this situation?

A) renewability
B) payment actions
C) unpaid premium
D) payment of claims

Solutions: